Canada\'s retirement income system has three levels: Old Age Security ( OAS), the Canada Pension Plan (CPP) and private pensions and savings. The CPP, which was established in 1966, provides basic benefits when a contributor to the Plan becomes disabled or retires. At the contributor\'s death, the Plan provides benefits to his or her survivors. Please note that the information in this booklet is general and reflects the CPP as of January 2005. If questions arise, CPP legislation is the final authority. CPP retirement pension

Our goal is to represent all retirees who receive a Municipal Pension

The National Pensioners And Senior Citizens Federation (NPSCF) is a democratic, non-political, non-sectarian organization. Our Mission has remained the same for fifty years; the issues are as important today as when we started.